Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability suing uber for accident and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.
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